Join USAA as a Senior Bank Credit Strategy Analyst, where you'll leverage analytical expertise to drive credit risk strategies and empower the military community. Collaborate with a dynamic team to navigate credit risks while ensuring responsible lending practices in a flexible work environment.
Key Responsibilities
Identify credit risks and develop credit strategies
Analyze internal and external data for credit performance
Develop and present risk and financial reporting
Design and perform financial risk sensitivity analysis
Mentor team members in analytics and risk management
Ensure compliance with risk and compliance policies
Required Qualifications
Bachelor’s Degree in Business Management, Finance, Economics, Engineering, or Mathematical discipline
6 years of experience in an analytical field or related experience
Experience in financial analysis activities to support risk strategy
Strong understanding of banking regulations, risk, and/or compliance
Advanced presentation and communication skills
Advanced business acumen and attention to detail
Advanced research and investigation skills
Advanced knowledge of Microsoft Office products
Advanced knowledge of data analysis tools
Preferred Qualifications
Experience with Unsecured Personal Loan origination credit strategy
Experience with Python, SAS, or SQL for data analysis
Experience in credit risk management for consumer lending products
Experience working with cross-functional partners
Strong written and verbal communication skills
US military experience or familiarity
Benefits & Perks
Comprehensive medical, dental, and vision plans401(k) and pensionLife insuranceParental benefits and adoption assistancePaid time off with paid holidays and volunteer hoursCareer path planning and continuing education