Director, Credit Risk, Liberty Street, New York, NY
Santander Holdings USA Inc
Bowling Green, NY
11 days ago
$135,000 - $240,000
Job Description
Join Santander as a Director of Credit Risk and lead strategic initiatives in credit risk management for personal loans, credit cards, and lines of credit. You will leverage data analytics and collaborate with various teams to enhance credit performance and drive a culture of risk awareness across the organization. This role offers the opportunity to make a significant impact in a dynamic financial services environment.
Key Responsibilities
Perform key role in 1st line credit risk management for Personal Loans, Credit Cards, and LOC
Develop credit strategies within the bank's risk appetite
Work on underwriting and portfolio management strategies
Monitor portfolio performance and provide vintage loss forecasts
Collaborate with second line risk management professionals
Required Qualifications
Bachelor's Degree in Business, Statistics, Information Systems, Engineering, Finance, or Economics
10 Years Credit Risk Management experience within Financial Industry
5 Years Management/leadership experience
5 Years First Line of Defense Credit Risk experience
Solid knowledge of current portfolios (card, loans, loc)
Hands-on expertise in advanced analytics using SAS, R, Python
Preferred Qualifications
Master's Degree in Business, Statistics, Information Systems, Engineering, Finance, or Economics
Established work history in relevant fields
Experience with credit bureaus and credit decision engines