The Commercial Loan Officer at Prospect Bank will guide applicants through the loan process, ensuring compliance with regulations and managing documentation. This role requires strong customer relationship skills and a thorough understanding of commercial loan programs, aimed at supporting long-term portfolio growth.
Key Responsibilities
Develop and maintain strong commercial lending relationships
Collect and analyze financial data for loan decisions
Monitor credit quality to ensure adherence to bank standards
Manage past due loans and oversee delinquent loan collections
Ensure compliance with applicable banking regulations
Design and implement loan products aligned with bank goals
Support training and professional development for lending staff
Prepare monthly loan portfolio reports for the Board
Required Qualifications
Bachelor's degree from a four-year college or university
Minimum of five years of relevant experience and/or training
Strong critical thinking and problem-solving skills
Excellent communication and presentation skills
In-depth knowledge of portfolio management
Preferred Qualifications
Master of Business Administration
Experience in commercial, consumer, and mortgage lending